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Solar Subsidy in Kerala 2026: PM Surya Ghar Step-by-Step Guide

How to claim up to ₹78,000 solar subsidy in Kerala and Tamil Nadu under PM Surya Ghar: eligibility, amounts, documents, steps and common mistakes.

By The Solar Daily Editorial TeamPublished 2026-08-05Updated 2026-10-037 min read

Part of the complete guide: Solar subsidy (complete guide)

Quick answer

Under PM Surya Ghar Muft Bijli Yojana, households get ₹30,000 per kW for the first 2 kW and ₹18,000 for the third kW — up to ₹78,000 for 3 kW or more. Register on pmsuryaghar.gov.in, get DISCOM feasibility, install via a registered vendor, get net metering, and the subsidy is credited to your bank account.

Subsidy amounts

System sizeCentral subsidy
1 kW₹30,000
2 kW₹60,000
3 kW and above₹78,000 (maximum)

Residential Resident Welfare Associations / Group Housing Societies get ₹18,000 per kW for common-facility solar up to 500 kW (3 kW per house). Always confirm current terms on the official portal; the scheme is currently announced to run to FY 2026–27.

Scheme progress and state top-ups

PM Surya Ghar crossed 50 lakh households in August 2026, with about 14.8 GW installed and over ₹28,000 crore paid as direct subsidy (pv magazine). In Tamil Nadu, an extra ₹22,000 state top-up has been announced for 3 kW homes, taking the combined subsidy to ₹1 lakh. Kerala households can check ANERT and KSEB for any state-level support.

Who is eligible

  • Indian citizen with a residential house and a suitable, shadow-free roof
  • Valid electricity connection (KSEB in Kerala, TNPDCL in Kanyakumari)
  • No earlier central subsidy for solar on the same connection
  • DCR-compliant solar modules installed by a DISCOM-registered vendor

Step-by-step process

  1. Register on pmsuryaghar.gov.in — choose state, electricity distribution company, consumer number, mobile and email.
  2. Log in and apply for rooftop solar.
  3. Get DISCOM feasibility approval.
  4. Choose a registered vendor and get a written quote.
  5. Install the plant (1–3 days) with DCR modules.
  6. Submit plant details and apply for net metering.
  7. Inspection and commissioning by the DISCOM after the net meter is installed; commissioning certificate is generated on the portal.
  8. Submit bank details (cancelled cheque); subsidy is credited, usually within about 30 days.

Common mistakes that delay the subsidy

  • Choosing a vendor who is not registered on the portal
  • Non-DCR modules or modules that do not match the portal's approved list
  • Consumer name mismatch between electricity bill and bank account
  • Installing before feasibility approval
  • Paying a “subsidy advance” to an agent — the subsidy is credited directly to you

Loans and other schemes

Concessional loans (around 7% for systems up to 3 kW under the scheme) are offered by participating banks — see solar loans. Farmers should see PM-KUSUM. Check ANERT and state agencies for any additional state-level support.

Always verify. Subsidy, tariff and price figures change. Confirm with the official portal, KSEB/TNPDCL and a written quote before paying any advance. Figures here are indicative for South Kerala & Kanyakumari.

Frequently asked questions

How much solar subsidy will I get in Kerala?

Up to ₹78,000 for a 3 kW or larger home system: ₹30,000 per kW for the first 2 kW and ₹18,000 for the third kW.

Is the PM Surya Ghar subsidy available for apartments?

Individual flats on a shared roof usually cannot claim individually, but RWAs/Group Housing Societies can claim ₹18,000 per kW for common-facility solar.

How long does it take to receive the subsidy?

Usually about 30 days after the commissioning report is approved on the portal.

Can I claim the subsidy for a commercial building or church?

No — PM Surya Ghar is for residential households. Institutions can explore RESCO/OPEX models; see institutional solar.

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