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Solar Rules Checker: which subsidies, rules and conditions apply to you

Tell us where your system is, what you have and your monthly units. We show the Kerala or Tamil Nadu rules, subsidies and conditions that apply, and check how your system is performing.

Rule set v2026.10.1Updated 2026-10-03Sources linked

Your system

Nothing is stored. Rules are checked against our rule set, last updated 2026-10-03 (v2026.10.1).

All rules in our rule set

Use the checker above to show only the rules that apply to you. Below is the full list.

Subsidy

Official sourceKerala & Tamil Nadu

PM Surya Ghar: central subsidy for homes

₹30,000 per kW for the first 2 kW and ₹18,000 for the 3rd kW, maximum ₹78,000 for 3 kW or more. Apply on the national portal before installing, use a registered vendor and DCR modules; the subsidy is credited after net-meter commissioning and inspection.

Checked 2026-10-03 · PM Surya Ghar portal · pv magazine: PM Surya Ghar milestone

Policy changes often: verifyKerala & Tamil Nadu

Existing systems and the PM Surya Ghar subsidy

The subsidy is tied to a new installation applied for on the portal. Systems already installed are generally not eligible retroactively. Ask the portal helpline if your system was installed recently or under a different scheme.

Checked 2026-10-03 · PM Surya Ghar portal

Official sourceKerala & Tamil Nadu

Off-grid systems are not covered by PM Surya Ghar

The rooftop subsidy is for grid-connected systems with net metering. Pure off-grid (battery-only) systems do not qualify.

Checked 2026-10-03 · PM Surya Ghar portal

Reported: confirmTamil Nadu

Tamil Nadu state top-up: extra ₹22,000 for 3 kW homes

Tamil Nadu announced a state subsidy running alongside PM Surya Ghar: ₹22,000 on top of ₹78,000 for 3 kW and above, total ₹1 lakh. ₹50 crore earmarked. Reports say applications opened on the TNPDCL rooftop-solar portal from 21 September 2026; budget coverage gives no start date, so confirm on the portal.

Checked 2026-10-03 · DT Next: TN Budget 2026 · Energetica India: Tamil Nadu subsidy

Official sourceKerala & Tamil Nadu

Apartments: ₹18,000 per kW for common-facility solar

Resident Welfare Associations and Group Housing Societies can get ₹18,000 per kW for solar powering common facilities (lifts, pumps, lighting), up to 500 kW (about 3 kW per house). The association applies, not individual flat owners.

Checked 2026-10-03 · PM Surya Ghar portal

Policy changes often: verifyKerala & Tamil Nadu

PM-KUSUM: solar pumps and farm solarisation

Standalone solar pumps typically get central assistance of about 30% of the benchmark cost, a state share (often about 30%) and the balance from the farmer or a bank loan. Quotas and implementing agencies differ by state, so apply through the Agriculture Department / ANERT (Kerala) or the Tamil Nadu agriculture engineering agencies.

Checked 2026-10-03 · MNRE PM-KUSUM

Official sourceKerala & Tamil Nadu

Shops, institutions and industry: no PM Surya Ghar subsidy

The household subsidy does not cover commercial, institutional or industrial connections. Savings come from the tariff, and options include depreciation (taxable entities), loans and RESCO / pay-per-unit models.

Checked 2026-10-03 · PM Surya Ghar portal

Official sourceKerala & Tamil Nadu

Subsidy needs DCR modules and a registered vendor

Panels must be Domestic Content Requirement (Indian-made cells) and the installer must be registered on the portal and empanelled with the DISCOM. Non-DCR panels or unregistered vendors can void the subsidy.

Checked 2026-10-03 · PM Surya Ghar portal

Metering & billing

Reported: confirmKerala

Kerala: net metering for small systems

Under KSERC's 2025 regulations (billing changes from 2026), small systems, reported as 1–3 kW (up to 5 kW with a hybrid inverter and battery), use net metering: exported units are credited against your consumption.

Checked 2026-10-03 · SolarQuarter: KSERC regulations

Reported: confirmKerala

Kerala: net billing above 3 kW

Systems above the net-metering limit, reported up to 500 kW, fall under net billing: you pay retail tariff for units you draw and exported units are settled at a low rate (reported around ₹2.8–3.1 per unit). Size the system for your daytime consumption. Confirm current limits with KSEB.

Checked 2026-10-03 · SolarQuarter: KSERC regulations

Reported: confirmKerala

Kerala: existing net-metered systems keep their terms

Existing installations are reported to continue under the net-metering terms they were commissioned with (a grandfather clause). Do not change capacity or meter arrangement without checking how it affects your terms.

Checked 2026-10-03 · SolarQuarter: KSERC regulations

Official sourceTamil Nadu

Tamil Nadu: net metering through TNPDCL

Kanyakumari is served by TNPDCL (formerly TANGEDCO). Grid connection and net metering follow TNPDCL / TNERC procedures: feasibility, installation by a registered vendor, inspection and a bi-directional meter.

Checked 2026-10-03

Tariff & charges

Reported: confirmKerala

Kerala: time-of-day pricing under net billing

Under net billing, peak-hour energy is reported to be priced higher (about 1.5× standard) and exports at peak earn more. Shifting loads such as EV charging and water heating to the daytime helps.

Checked 2026-10-03 · SolarQuarter: KSERC regulations

Reported: confirmKerala

Kerala: grid-support charges above 10 kW

Reported: systems up to 10 kW are exempt from grid-support charges; larger systems pay them on grid-drawn units beyond banked solar energy.

Checked 2026-10-03 · SolarQuarter: KSERC regulations

Official sourceKerala

Kerala: bimonthly billing and fixed charges

KSEB bills every two months. Solar reduces energy charges, but fixed charges and duty remain, so a very small bill (a few hundred rupees) is the realistic floor.

Checked 2026-10-03

Policy changes often: verifyTamil Nadu

Tamil Nadu: free units for domestic consumers

Under current policy, domestic consumers get the first 100 units free in each bimonthly bill. Solar saves money only on units beyond the free allowance, so very small consumers see a longer payback. Confirm the latest TNERC tariff order.

Checked 2026-10-03

Finance

Reported: confirmKerala & Tamil Nadu

Concessional loans for home rooftop solar

Participating banks offer collateral-free loans for rooftop systems up to 3 kW at concessional rates (around 7% reported) under the national scheme, and normal green or home-improvement loans for larger systems. Check each bank's current terms.

Checked 2026-10-03 · PM Surya Ghar portal

Policy changes often: verifyKerala & Tamil Nadu

Term loans and RESCO for businesses and institutions

Shops, schools, churches, hospitals and industry can finance solar with a term loan whose EMI is below the monthly saving, or choose a RESCO / OPEX model with zero upfront cost and a fixed per-unit tariff.

Checked 2026-10-03

Tax

Reported: confirmKerala & Tamil Nadu

GST on solar equipment

Reported: GST on solar modules and related renewable energy devices was cut from 12% to 5% in September 2025. Check the rate on your installer's invoice.

Checked 2026-10-03

Policy changes often: verifyKerala & Tamil Nadu

Depreciation for businesses

Taxable businesses can claim depreciation on solar plant; the rate depends on the tax regime and year. Ask your chartered accountant before choosing between buying and RESCO.

Checked 2026-10-03

Process & compliance

Reported: confirmKerala

Kerala: net-meter supply delays reported

Installers reported delays in net-meter supply in parts of Kerala during August–September 2026, notably some three-phase connections. Do not energise the system before KSEB commissions it; keep the application number and chase the section office.

Checked 2026-10-03 · GSL Energy: net meter delay

Official sourceTamil Nadu

Kanyakumari: wind and coastal engineering

Strong winds (Aralvaimozhi corridor) and salty air demand wind-rated structures, proper foundations, hot-dip galvanised or aluminium mounting, stainless fasteners and regular washing.

Checked 2026-10-03

Official sourceKerala & Tamil Nadu

On-grid systems shut down during a power cut

Anti-islanding protection switches grid-tied inverters off during a grid outage. For backup you need a hybrid inverter with a battery.

Checked 2026-10-03

Reported: confirmKerala & Tamil Nadu

Hybrid systems: batteries and subsidy

A grid-connected hybrid system with net metering can qualify for the solar part of the subsidy; the battery cost is not subsidised. Battery-backed small systems may have a higher net-metering limit in Kerala (reported 5 kW with about 30% storage).

Checked 2026-10-03 · SolarQuarter: KSERC regulations

Performance

Official sourceKerala & Tamil Nadu

Check your system's output every month

A healthy system produces roughly 4 units per kW per day in Kerala and about 4.25 in Kanyakumari on an annual average. If your monthly production is more than 20% below expectation in a clear month, check for dirt, shade, a tripped breaker or an inverter fault.

Checked 2026-10-03

Rule-set changelog

  • 2026-10-03: Added Tamil Nadu ₹22,000 state top-up (announced; verify portal), Kerala net-billing summary (reported), PM Surya Ghar 50-lakh milestone context.

Solar Rules Checker: FAQ

How often are the rules updated?

We review subsidy, metering and tariff rules every month and whenever a major change is announced. Each rule shows the date it was last checked and a source link.

What do the 'Reported' and 'Verify' labels mean?

'Official source' rules come from scheme or regulation documents. 'Reported' rules come from credible news or trade coverage and should be confirmed with KSEB, TNPDCL or the portal. 'Verify' rules change often.

Does this replace advice from KSEB, TNPDCL or an installer?

No. It tells you what to ask and what to check. Final eligibility is decided by the scheme portal and your electricity board.

Can I use it if I already have solar?

Yes. Choose 'I already have a solar system' to see rules for existing systems and a quick performance check of your output.

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