Part of the complete guide: Business, institutions & farms
Project snapshot
Industrial unit with a large rooftop, South Kerala. South Kerala.
| Property | Industrial unit with a large rooftop, South Kerala |
|---|---|
| Goal | Run fully on solar during operating hours |
| Financing | Term loan + available scheme benefits and subsidies |
| System | ≈ 100 kW rooftop |
| Investment | ≈ ₹45–55 lakh before benefits |
| Payback | ≈ 3–4 years after benefits |
The problem
Power was one of the largest running costs for the unit, and capital for a big solar plant was limited. Paying cash upfront would have strained working capital.
The financing stack
- Term loan: a bank loan covering most of the project cost, with EMIs set below the monthly electricity saving.
- Government schemes and subsidies: central and state benefits applicable to the unit, checked and applied for before ordering equipment.
- Tax benefits: depreciation on the plant as permitted for the business, confirmed with the unit's accountant.
- Own contribution: a margin money share, kept small.
Scheme eligibility varies by sector, size and year; always verify current terms before you commit.
The result
The unit now runs on its own solar plant during working hours. Savings cover the loan instalments from the first month, and once the loan is repaid the savings flow straight to profit.
Takeaway for industries
Start with the financing plan, not just the plant. See our ROI calculator, EMI calculator and loan assistance.
Details are summarised and rounded; the customer's name is not published. Verify scheme terms before relying on them.
